5 Things You Can Do in 10 Minutes to Protect Yourself from Scams
A Few Quick Ways to Protect yourself from scams.
(Links to help protect your credit, accounts, and home.)
1️⃣ Check Your Credit Report
Review your credit report periodically to make sure no accounts have been opened in your name.
2️⃣ Freeze Your Credit
A credit freeze prevents anyone from opening new credit accounts in your name without your permission.
3️⃣ Turn On Two-Factor Authentication
Add an extra layer of security to important accounts such as email, banking apps, social media, and online shopping accounts. Even if someone gets your password, they cannot log in without the second verification step.
4️⃣ Opt Out of Pre-Approved Credit Offers
Pre-approved credit card offers in the mail can sometimes be used by identity thieves.
5️⃣ Set Up Bank & Credit Alerts
Most banks allow alerts for large purchases, online transactions, international charges, password changes, and new logins. These alerts help you catch fraud quickly.
💡 Bonus Tip for Homeowners
Property fraud is increasing in many areas. Some counties offer free alerts if documents are recorded under your name or property. Check with your local county clerk or recorder’s office to see if this service is available. Below, while not exclusive, are a few local county links that do.
🏠 3 Scams Currently Targeting Homeowners
- Wire Transfer Fraud – Always verify wiring instructions by phone using a trusted number.
- Property Title Fraud – Sign up for county property recording alerts. (See Above)
- Contractor / Home Repair Scams – Verify licensing and avoid paying large amounts upfront.(See Below)
Additional Helpful Links
These resources are simple tools that help you protect your credit, identity, and property. Bookmark this page so you always have it handy.
Identity Theft Help & Recovery
Check if Your Email Has Been in a Data Breach
National Do Not Call Registry
Contractor License Search
Get Lifesaving Alerts and Instructions During Emergencies
Curious About Your Home’s Value?
Your home is likely your largest financial asset. If you’re curious what homes in your area are selling for or want a no-pressure estimate of your home’s value, I’d be happy to provide one. It’s just good information to have.
Share With Someone You Care About
If you found this page helpful, feel free to share with a friend, family member, or neighbor. Unfortunately, scams are becoming more common, and a few simple precautions can make a big difference. The people who benefit most may not even realize they’re at risk yet.
LeAnne Cray – Allegiant Realty Group
971-241-3271
LeAnne@LeAnneCray.com
www.leannecray.com
I put this together as a one stop shop, simple place to keep helpful resources for friends, clients, and homeowners. Bookmark it for future reference!